BOI Officer Recruitment 2026: Bank of India has announced for the post of Credit Officer in the General Banking Officer stream across three scales MMGS-II, MMGS-III and SMGS-IV. Applications are invited from eligible and interested candidates.
BOI Officer Recruitment Overview
| Post Name | Credit Officer , General Banking Officer |
| Total Posts | 779 Vacancy |
| Organization | Bank of India |
| Qualification | Graduated |
| Salary | Rs. 93,960/- Per Month |
| Application Date | 30th June – 20th July 2026 |
BOI Officer Recruitment
Candidates willing to apply for the Bank of India Credit Officer Vacancy 2026 must make sure they fulfil the required eligibility criteria in terms of nationality, age limit and educational qualification, as on the relevant date of 01.06.2026.
- A Graduation degree in any discipline from a recognized University/Institute.
- Minimum Marks: 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD).
| Scale | Qualification | Experience |
|---|---|---|
| MMGS-II | 3 years as an officer | 2 years in MSME/Commercial Credit/Project Finance/Mid & Large Credit in Scheduled Banks/Financial Institutions. |
| MMGS-III | 5 years as an officer | 3 years in relevant credit processing. |
| SMGS-IV | 8 years as an officer | 5 years in relevant credit processing. |
Preferred Qualifications: CA/CFA/CMA, MBA/PGDBM in Banking/Finance or IIBF certificate courses may be required/desirable for certain scales.
BOI Officer Age Limit
The age limit varies by post. Candidates must be a minimum of 25-30 years and a maximum of 35-40 years as on 01/06/2026, depending on the post.
Age Relaxation is applicable for SC/ST/OBC/PwD/Ex-Servicemen etc. as per Govt. rules.
BOI Officer Recruitment Vacancy
A total of 779 vacancies are announced for the post of Credit Officer across three scales — MMGS-II, MMGS-III, and SMGS-IV. Of these, 475 vacancies are unfilled posts carried forward from the previous recruitment exercise (Project 2025-26/01 dated 01.11.2025).
| Category | MMGS-II | MMGS-III | SMGS-IV | Total |
|---|---|---|---|---|
| SC | 102 | 10 | 6 | 118 |
| ST | 52 | 5 | 2 | 59 |
| OBC | 180 | 16 | 9 | 205 |
| EWS | 69 | 8 | 3 | 80 |
| GEN | 274 | 22 | 21 | 317 |
| Total | 677 | 61 | 41 | 779 |
BOI Officer Recruitment Salary
Selected candidates will receive a salary according to the scale of the post from Scale II to Scale IV, with basic pay ranging from approximately Rs. 64,820 to over Rs. 1,02,300 plus allowances. Additional benefits include Dearness Allowance, House Rent Allowance, Medical benefits, Leave Travel Concession, and other perks as per Indian Bank and industry standards.
- Scale II: Rs. 64,820 – 93,960/-Per Month
- Scale III: Rs. 85,920 – 1,05,280/-Per Month
- Scale IV: Rs. 1,02,300 – 1,20,940/-Per Month & Plus DA, HRA, medical and other allowances
BOI Officer Recruitment Selection
The selection process for the Credit Officer post consists of the following stages:
- Online Examination — An objective test comprising English Language and Professional Knowledge sections.
- Personal Interview — Conducted for candidates who qualify the online test and rank sufficiently high in merit. If the online exam is not conducted, the Bank may select candidates through interview alone, based on qualification, experience, and overall suitability.
- Document Verification — Final verification of certificates and eligibility documents prior to interview.
Note: Where both online exam and interview are conducted, the final merit will be based on a 70:30 weightage between the online test and interview respectively.
BOI Officer Recruitment Application Fee
Candidates have to pay the application fee to complete their online application process, the fee may vary according to the category of the candidates. The complete details regarding the fee are given below.
| Category | Application Fee |
| General/OBC/EWS | Rs.850/- |
| SC/ST | Rs.175/- |
| PwBD | Exempted |
Payment Method: Candidates can pay their application fee through an online payment gateway. Candidates should have any one of the following options to make the online payment: debit card, credit card, net banking or UPI.
Important Dates of BOI Officer Recruitment
Applicants must keep note of the following key dates:
| Events | Dates |
|---|---|
| Notice Date | 1st June 2026 |
| Online Application Start Date | 30th June 2026 |
| Last Date to Apply & Pay Fee | 20th July 2026 |
| Tentative Date of Online Examination | To be notified separately |
How To Apply For BOI Officer Recruitment
The stages of the online application are given below, and candidates can follow these steps to complete the application process.
- Visit the official website of Bank Of India.
- Click on the Bank Of India Officer Recruitment 2026.
- Register using a valid email ID and mobile number.
- Fill in the application form with accurate details.
- Upload necessary documents, including a passport-size photograph and signature.
- Pay the application fee (if applicable).
- Submit the form and take a printout for future reference.
Important Links of BOI Officer Recruitment
| Apply Online | Click Here |
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